Are you financially healthy?

What does it mean to be financially healthy? It is so much more than the one score everyone asks you about today – your credit score. This workshop covers the four key components of true financial health: Spend, Save, Borrow, and Plan.

Understanding Credit

Using credit wisely will help you to establish a positive payment history and will favorably affect both the availability and cost of future credit, including car loans, mortgages, credit cards, and personal loans. Your credit standing can also affect your insurance cost, employment opportunities, and housing options.

8 Steps to Financial Success

Financial success isn’t about being rich; it means you have control of your money. By setting goals, creating realistic spending and savings plans, and preparing for your future, you can achieve personal financial success. These eight steps will help you make educated choices based on clear priorities. Establishing life-long financial habits may take some time, but if you follow these tips, you can make your money work for you.

College Financing 101

One of the countless decisions many parents make is whether to finance their child’s higher education. If, however, you would like to help your child pay for all or some college expenses, know that even those with modest means can accumulate a lot by saving early and using the right vehicles. There are also many government and private programs available that can help you meet your goal.

Personal Finance for College Students

If you are like most college students, your top priority right now is your education. You can make sure that financial concerns don’t get in the way of your studies by fitting money management into your schedule. Establishing a positive credit history while you are still in school is a good idea. Honing budgeting and saving skills now will be of enormous help to you later. Once you leave the confines of campus, you’ll be faced with a whole new set of costs and must deal with repaying student loans too. Overall, learning to make the most of your money today while preparing for tomorrow is an education you can’t afford to pass up.

Financially Savvy Seniors

Money is the last thing you want to want to worry about during your golden years. This era should be filled with the freedom to choose how you want to spend your newly available leisure time. Whether you are preparing for retirement or already in your post-work years, it is important to know the steps you can take to make this time as happy and stress free as possible. This workshop is designed to give you the information you need to establish and maintain a plan to make your money work the best for you in your retirement years.